CeltiCare Select PPO Health Insurance Plan

CeltiCare II Select PPO Plan

You'll receive high quality care for the lowest premium by accessing the respected network of physicians and hospitals in the PHCS system. This doctor and hospital PPO offers savings on every visit to any network provider.

Note: The CeltiCare "Select" PPO is only available in areas in which there are PHCS provider doctors and hospitals.
Check Providers Get Quote / Apply Online

Features/Benefits	80/20	100%
Coinsurance	80/20 Coverage after deductible of the next $10,000	100% Coverage after deductible
Deductibles	$500, $1000, $1500, $2500, $5000	$2500, $5000
Out-of-Pocket Maximum	$2500, $3000, $3500, $4500, $7000	$2500, $5000
Lifetime Maximum	$7,000,000	$7,000,000
Non-preventive office visits to Network Provider	$15 copay 6 visits per year per person. Deductible Does Not Apply	$15 copay 6 visits per year per person. NoDeductible
Emergency Room Deductible (in addition to plan deductible)	$250 deductible per visit, if not admitted.	$250 deductible per visit, if not admitted.
Out-of-Network Services at Doctors and Hospitals per occurrence	$1500 annual deductible. Eligible charges reduced additional 20% no cap. Does not include medical emergencies. PPO Network is Nationwide	$1500 annual deductible. Eligible charges reduced additional 20% no cap. Network Nationwide
Supplemental Accident	$500 per injury with Plus Option	$500 per injury with Plus Option
FREE RX Discount Card	An average savings of 15% at over 40,000 U.S pharmacies. See Optional Benefits below.
Psychiatric Care*	Inpatient annual maximum of $2,500 per person, per calendar year. Outpatient annual maximum of $1,000 per person per calendar year. Lifetime maximum of $10,000 per person per inpatient and outpatient combined.
Manipulative Therapy (benefits vary by state)	$500 maximum per person, per calendar year after deductible.
Hospital	Average semi-private room rate. Intensive care at four times the average semi-private room rate.
Home Health Care	30 visits per person, per calendar year, one visit per day.
Rehabilitation Facility	Inpatient - up to 30 days confinement per person, per calendar year.
Rehabilitation Therapy	Outpatient - up to 30 visits per person, per calendar year.
Extended Care Facility	Up to 12 days of confinement, per person, per calendar year.
Transplants	Covered up to amount negotiated by network if Transplant Network used; capped at $100,000 per procedure if insured goes out of network.
Ambulance	$3,000 covered per person, per calendar year for emergency air or ground ambulance service.
Optional Features/Benefits	CeltiCare Plus Option Outline Term Life Insurance Option (not available in all states)

Celtic Health Insurance

            Important Note:The information contained on this web page and the other linked pages is not intended to provide
            full details of Celtic health insurance plans and may change at the discretion of Celtic Insurance Company.Benefits
            and Plan details may vary by state. Complete terms of coverage are outlined in the individual Certificate Booklets
            and set forth in the applicable insurance policy.In applying for coverage, the primary insured agrees to be bound by
            the Certificate or Policy. The benefits described in these pages and any accompanying literature are the standard             benefits offered by Celtic. Policy provisions vary in some states.

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