CeltiCare Indemnity Health Insurance Plan

          CeltiCare Managed Indemnity Plan

            This plan offers you the comprehensive major medical coverage you are looking for with the flexibility to
                 select the doctors and hospitals of your choice. There is no doctor office visit copayment with this plan.
                 All such visits will apply toward your deductible and coinsurance if any.

                 Note: This is a Traditional major medical, not a PPO plan.
                                                                                                                                 Get Quote / Apply Online

Features/Benefits	70/30	80/20	100%
Coinsurance	70/30 Coverage after deductible of the next $10,000	80/20 Coverage after deductible of the next $5,000	100% Coverage after deductible
Annual Deductibles	$1000, $2500, $5000, $10000	$250, $500 $1000, $2500, $5000, $10000	$1000, $2500, $5000, $10000
Out-of-Pocket Maximum	$4000, $5500, $8000, $13000	$1,250, $1500, $2000, $3500, $6000, $11000	$1000, $2500, $5000, $10000
Lifetime Maximum	$5,000,000	$5,000,000	$5,000,000
Emergency Room Deductible (in addition to annual deductible)	$50 deductible per visit, if not admitted.	$50 deductible per visit, if not admitted.	$50 deductible per visit, if not admitted.
Supplemental Accident	$500 per injury	$500 per injury	$500 per injury
FREE RX Discount Card	An average savings of 15% at over 40,000 U.S pharmacies. See Optional Benefits below.
Psychiatric Care*	Inpatient annual maximum of $2,500 per person, per calendar year. Outpatient annual maximum of $1,000 per person per calendar year. Lifetime maximum of $10,000 per person per inpatient and outpatient combined.
Manipulative Therapy (benefits vary by state)	$500 maximum per person, per calendar year.
Hospital	Average semi-private room rate. Intensive care at four times the average semi-private room rate.
Home Health Care	30 visits per person, per calendar year, one visit per day.
Rehabilitation Facility	Inpatient - up to 30 days confinement per person, per calendar year.
Rehabilitation Therapy	Outpatient - up to 30 visits per person, per calendar year.
Extended Care Facility	Up to 12 days of confinement, per person, per calendar year.
Transplants	Covered up to amount negotiated by network if Transplant Network used; capped at $100,000 per procedure if insured goes out of network.
Ambulance	$3,000 covered per person, per calendar year for emergency air or ground ambulance service.
Optional Features/Benefits	CeltiCare Plus Option Outline Term Life Insurance Option (not available in all states)

                Important Note: The information contained on this web page and the other linked pages is not intended
                to provide full details of Celtic health insurance plans and may change at the discretion of Celtic Insurance                 Company.Benefits and Plan details may vary by state. Complete terms of coverage are outlined in the
                individual Certificate Booklets and set forth in the applicable insurance policy. In applying for coverage,
                the primary insured agrees to be bound by the Certificate or Policy.The benefits described in these pages
                and any accompanying literature are the standard benefits offered by Celtic. Policy provisions vary in
                some states.

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